One of the easiest ways of making extra money is with a camera. More people own cameras than radios, and photography is the fastest growing hobby in the world. Yet using a camera as an extra income tool is largely overlooked!

With a little imagination, a flair for showmanship, and just a hint of salesmanship, the average man or woman, or even teenager, can easily make an extra N40,000 a week with his camera.

You don’t have to have one of the popular, more expensive cameras either, or a loot of high priced attachments and equipment. You can get small digital camera for N10,000 to N20,000. The only special piece of extra equipment you may want to invest in would be a tripod for mounting the camera in certain situations.

One of the easiest ideas is to visit a children’s clothing store in one of your busy shopping centers, or the children’s department in one of your large department stores. Sell the manager or store owner on the idea of your setting up in a corner of the store or department, and taking pictures of the shoppers’ children.

He can promote the fact that you’ll be in the store taking pictures for special prices during certain hours – perhaps on Friday evenings and all day Saturdays – in his advertising, thus drawing patrons into his store because of you.

You’ll need a sheet or a plain piece of material, or some sort of imaginative set for a background. But this you can easily make or build yourself. You should also have an eye-catching poster that calls attention to what you’re doing and the prices you’re charging. Unless you’re a commercial artist, spend the money to have this sign made for you by a professional.

The next and last thing you’ll need will be a 2-part receipt or coupon. This can be a simple piece of paper about 2″ wide by 5″ long. On the left side draw lines for your customers to fill in their name, telephone number and address. You might also want to include space for additional information such as the child’s name and age and the number of children in the family, for future efforts, but keep it brief and simple.

On the right hand side of this coupon, have your business name, address and telephone number, plus a quick outline of the different kinds of photography work you handle, and perhaps a business slogan such as “Satisfaction Guaranteed or You Don’t Pay.”

To add a little bit of class to this coupon, take the basic outline of this idea over to an instant print shop. Tell them what you want; show them your outline; and have them typeset everything. Then put a fancy border around the whole coup on and have it printed on colored paper.. If you want to give it even more class, you could have it printed on green, lightweight card stock. You’ll want to divide the “information” side o f this coupon from the “business card” side with a dotted line and perforations.

If you layout this coupon properly. You should be able to get six of them on an 8 1/2 x 11 sheet of paper or card stock. This means the printer can print and cut 6,000 of them for about the same cost as printing 1,000 circulars or flyers.

On your printing, shop around for the best deal, but in the end, it shouldn’t cost you more than about N5,000 for all 6,000 coupons which will come from those 1,000 sheets of paper or card stock.

Now, when you take a person’s picture, regardless of whether it’s an “in-store” set-up, out on the golf course, or along the street, you give your customer one of your coupon-receipts and tell them their prints will be ready in a couple of days. They fill in the information part of the coupon and give it back to you, retaining your “business card” portion of it.

When the prints are ready, you can phone the customer and remind him – volunteer to deliver and collect; send them through mail with a bill; or make arrangements with a store to take care of them until the people call for them and pay at that time.

Most stores,, and other retail merchants will be glad to handle this part of it for you, because it brings the customers back into the places of business, and provides another sales opportunity for them.

By all means, be sure to include an advertising circular with each set of pictures you deliver. This circular should explain how the customer can get more prints, how he can get enlargements of his favorites, and details relating to all the other photography services you offer.

Back to the original “in-store” picture taking set-up during evening shopping hours and on weekends for extra income. You can call attention to your “in-store” set-up and bring in more business with a few merchandising promotional ideas.


Viewing center is a thriving business in of today, the consciousness of viewing the European league by Nigerians have made the business to be profitable. wants to watch foreign soccer; you could put smiles on their faces and also make money by setting up a viewing center.

Your viewing center will be filled with crowd during the weekends and weekdays. The price of acquiring a decoder with super sports channel is expensive, say about N40,000 for the dish and decoder.

That is aside N9,000 monthly subscription . Some people prefer to watch football with other football fans, they enjoy it better because it is another avenue to analyze the match. Come to think of it power supply is not stable, that is why you will always enjoy patronage because you have a stand by generator.

You can get a shop, for as little as N2,500 a month, for those that stays in Lagos it may be quite expensive but the opportunity is worth milking if you consider the amount of money that will be rolling to your bank account every day. I know somebody in Lagos who was using a room an parlor apartment, he decided to use his sitting room, he discovered that his sitting room can contain 3 dozens of chairs, two years

after, he has been able to save enough money to rent a bigger space that can sit 200 people conveniently. You can charge between N100 to N200 per match depending on the time, the football clubs involves. Gradually, your business expands and then you are reaping million. So what are you waiting for? Grab this golden opportunity while you can


Many people want to drive themselves; many others want to have the knowledge even before having vehicles of their own. Among this group of people, some already own cars are not willing to learn with their vehicles; the reason is that doing so might cause more harm than good to those expensive property. The business of DRIVING SCHOOL is about rendering quality services and it has continuity.

You must know how to drive with a valid driver’s license; a good knowledge of the road traffic is necessary. The code is available in the offices of the federal Road safety Corps (FRSC) throughout the states of the federation. You will also need a car, van or lorry, it could be yours or somebody’s else some people have two or three cars you can tell them to lease your car for you at a fee, some will release their especially if you make them realize the benefit they will gain.

In Lagos, driving schools operators at Sanya area at Oshodi Apapa express way get cars from car owner, in fact, car owners willingly drop their cars for them at a fee at a daily basis.. As a starter, print flyer and poster, you can also have a complimentary card which can be distributed to business executives; you can also promise would be clients that you will help them through in collecting a genuine driver’s license. Every student you enroll must have a leaner permit.

However you can charge between N6,000 to N10,000 per week depending on the caliber of clients you are dealing with. Ensure the vehicle you are using is road worthy and all the documents are valid. Your student should not go on the major road during the driving session.


If you are convinced that you can write a good business plan, then there is a market out there for your services as a lot of Nigerians want to start their own business and to easily have an access to loan facility they must be able to put a good business plan in place.

To excel in this income opportunity, you must have a business background, a little knowledge of accounting, marketing is an advantage, you can see that it is not a business for every tom Dick and Harry.

Try to position yourself in a way that people will get to know what you are doing, I will advice interested Nigerians to write articles on Newspaper on this topic, appear on TV, speak on the radio, all this does not cost you a dime, you will be amazed as people will be calling on you.

You can make between N50,000 to N500,000 depending on the type of projects your clients is embarking on.


The fast food trend is spreading real fast in Nigeria as the cosmopolitan lifestyle is catching on with our population, the elites, the half elites and the ‘wanna-be-elites’ are varying their eating habits. Nigerians have lesser time than ever to prepare meals or go to restaurants.

You do not need experience to start this business; you don’t need too much capital too. But potential restaurant delivery entrepreneurs must understand a few points, locate you contact area in a densely populated urban area, where there is a large pool of people within a 20 minutes drive, the industry is about delivery than marketing, keeping food hot and getting the order complete.

Delivering on time should also be a top priority. It is suggested that ‘Okada drops’ should be favoured for quick delivery, considering the peculiar traffic situation in major cities in Nigeria. Work with restaurants around your area of business.

You can advertise your services in the local newspapers; you can also distribute handbills to individual and companies around your area of operation.

You are advised to charge about 20 to 30% commission per order, although some customers could still give you tips if you impress them.


Hat as it has always been both in ancient times and now, is an everyday wear. It has never been limited to race or environment. It cut across the young and old, rich, poor, language and religion etc. The amazing thing about this noble crafts is that it is easy to start. It cam be operated from anywhere you are.

You don’t need a big shop or plaza for a start. Neither do you need millions to put up something. It just take a week to learn as long as the interest is there and you have good innovative mind, and the start-up capital is between N10,000 to N15,000. Hat sales are all season although the sales are higher during the festive seasons like Christmas, Esther, Church activities.

You can be part of this profitable business by getting the training from expert who has more than just techniques but also creative mind to deliver not just ordinary hats but unique ones (I call them crazy designs).

The materials needed are mould, sinamay, straws, stiffener, ribbon, nylon, gum, pins, hammer, edging wire etc. You won’t need to sweat before you realize back your capital once you have a good marketing strategy.


Understanding how to become a herbal products distributor can be the first step towards owning your own business at no risk.

Natural herbal products are popular with people all over the country thanks to their non-toxic ingredients and “healthy” tag.

A lot of herbal practitioner like Oko Oloyun, Yem-kem and Baba Oloyin and others have created an extra source of income for a lot of Nigerians, you can join them too You can set up the business at your home, giving yourself plenty of time to look after your family.

You do not have to invest in any equipment or retail space either, unless you wish to start marketing products from a retail zone. The extra income could help you to repay debts or take a vacation – maybe even save for your kids’ school tuition costs.

Many herbal products manufacturers offer great monetary incentives to their distributors. It works out to be a win-win situation for both the parties, as distributors earn generous commissions and manufacturers profit by way of sales. Compare prices before you opt for a particular manufacturer.

Most reliable companies provide help and support in the form of training programs and a point-person to sort out any problems distributors have. They will teach you how to become a herbal products distributor, so even if you’ve had no prior experience there’s no need to worry.

You must decide on the kind of products that you will be happy to sell. Do you believe that herbal life products can keep your family healthy, and have you always been an expert on which of these products are best for you? Are you pro-herbal medicines because they can cure coughs, colds, and chronic pains without recourse to powerful allopathic medications?

Herbal cosmetics are also increasingly becoming popular with individual users as well as salons, so perhaps you like them for their cosmetic effects?

Many companies will need a minimum order commitment from you. If you buy a certain amount of products simply because of this commitment you risk holding unsold stocks – particularly in the beginning. Find a company that lets you choose and purchase the right amount of products for your needs.

Selling Products

How you make a sale depends on your sales acumen and the policies you decide to use in your company. Many companies have stringent sales targets, and not meeting them can mean a penalty. Other companies’ value relationship-building before throwing in the sales talk.


Cassava chips

This is the most common form in which dried cassava roots are marketed and most exporting countries produce them. The chips are dried irregular slices of roots, which vary in size but should not exceed 5 cm in length so that they can be stored in silos.

They are produced extensively in Thailand, Malaysia, Indonesia, and some parts of Africa. The present method of processing chips is very simple, consisting of peeling, washing, chipping the cassava roots, and then sun drying the slices or chips.

The recovery rate of chips from roots is about 20-40% depending on the initial dry-matter content of the cassava roots and the final moisture of the chips. Chips should be white or near white in color, free from extraneous matter, molds, insect infestation and damage, and possess no peculiar odors.

In addition, shipments of chips must not contain significant amounts of dust, as this is considered unacceptable by European importers.

Broken roots

Similar to chips in appearance, but generally thicker and longer, they are often 12-15 cm long and can jam the mechanism of handling equipment.

They are produced mainly in Africa where local processors prefer to produce longer roots because of the domestic demand mainly for products suitable for human consumption, as cassava is part of the staple diet. Once processed into chips, the product becomes inedible and the producer wants to conserve the local market.



Pellets are obtained from dried and broken roots by grinding and hardening into a cylindrical shape. The cylinders are about 2-3 cm long and about 0.4-0.8 cm in diameter and are uniform in appearance and texture.

Pellets are produced by feeding dried cassava chips into the pelleting machine, followed by screening and bagging for export. Powdered chips which fall down during pelleting are re-pressed into pellets and the process repeated.

There is usually about 2-3% loss of weight during the process. Pellets have the following advantages over chips: quality is more uniform; they occupy 25-30% less space than chips, thus reducing the cost of transport and storage; handling charges for loading and unloading are also cheaper; they usually reach their destination sound and undamaged, while a great part of a cargo of sliced chips is damaged in long-distance shipment because of sweating and heating.

An indigenous fabricator in Nigeria, B & T Ventures, Ibadan, in collaboration with the cassava project at IITA, has been able to design and fabricate a pelleting machine that can produce three different types of cassava pellets: hard, soft, and floating. The floating pellets are used for feeding fish, the hard ones are for poultry and the soft ones for ruminants.

Cassava meal

This is the powdered residue of the chips and roots after processing to extract edible starch. It is generally inferior in quality to chips, pellets, and broken roots, has lower starch content, and usually contains more sand. The use of cassava meal in the European Economic Community has declined with a shift to the other cassava products during the last few years.

However, there will remain some demand for this product, especially by small-scale farmers who produce their own feedstuffs. Since it does not require grinding, it can be readily mixed with other ingredients.

Cassava residual pulp

During the processing of cassava starch, the residual pulp separated in the screening process is also used as an animal feed. It is usually utilized in the wet state (75-80% moisture content) in the neighborhood of the processing factory but is sometimes sun dried before it is sold.

This product is considered a by-product of the cassava starch industry and represents about 10% by weight of the cassava roots.


Dried cassava roots and leaves in a ratio of 4 to 1 can replace maize in poultry feed and reduce feed costs without a loss in weight gain or egg production

A mixture of 82 parts cassava flour and 18 parts whole soybean makes a product similar to those of cereals.

Cassava flour can be complemented with a large number of ingredients that provide the nutrients needed to obtain balanced food rations for poultry. Soybean (full fat) is presented as a very special and synergetic resource in the design of programs with high nutritional quality.

The lack of protein and essential fatty acids that characterize the cassava flour can be amply satisfied with the use of soybean. Indeed, a balanced mixture of cassava flour and whole soybean can totally meet the requirements of energy, protein, and essential fatty acids for broilers and layers.

The specific nutritional requirements for broiler and layer diets offer favorable conditions to be satisfied by different mixtures of cassava flour and whole soybean. Likewise, this complementary function simplifies the design of feeding programs under commercial conditions. The soybean can be processed by extrusion or toasting methods. Evaluations conducted using both products have shown similar results.



This is the foremost and mother of all the other routes because it provides you with an expansive area to play in this business. For instance as registered petroleum marketer with NNPC, you can access the following opportunities: (i) Own Depots (ii) Own filling stations (iii) Import/Export petroleum products.

However, to become a registered independent Petroleum marketer with NNPC, the starting point is the Department of Petroleum Resources (DPR)- the regulatory arm of the petroleum Industry- and find out their requirement and what area you want to engage in, either as a depot owner or filling station owner.

And once you are able to met those requirement, you will be given a license for storage and sales. If you want to own a depot, get in touch with Pipeline Product Marketing (PPMC), a subsidiary of NNPC, then get prepared to get your right of bulk purchase agreement from them.

Again you will be given a list of requirements, once you are able to meet these requirements, you will sign an agreement for the right of bulk purchase with PPMC and collect a letter of allocation of the petroleum products covered in your storage sales license to enable you to lift products from any of the PPMC depot nearest to your filling station.

Anyhow, if you chose to operate a depot, you will get an approval to import petroleum products with specification from DPR to your depot to sell to filling station owners


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